Top 10 Banks in Kenya with the Biggest Assets 2025

The banking sector in Kenya has primarily developed in Africa, offering a wide range of financial services to businesses, individuals, and corporations. Using the appropriate bank is essential whether you want to save, borrow a loan, or use digital banking services. This guide will list the Top 10 Banks in Kenya with the Biggest Assets in 2025.

Top 10 Banks in Kenya with the Biggest Assets 2025

1. KCB Bank Kenya

KCB Bank is the largest bank in Kenya and has been ranked one of the best financial institutions for years. It offers a wide range of financial services, from personal accounts to wealth management services, to help people meet their economic needs. By 2024, KCB had a total assets of Ksh 2.0 trillion.  

Why is it best?

• It has perfect mobile banking (KCB M-Pesa), affordable loan rates and excellent customer service.
• KCB Bank has 207 branches across East Africa.

2. Equity Bank

Equity Bank is known to transform the lives of people in Kenya, from innovations to helping with education. One example is the Wings to Fly Program, which helps finance financially needy students from lower education to the upper level. Equity Bank’s total assets is approximately  Kshs 1.7 trillion (around USD 13 billion as of March 2025).

Why Is It Popular?

• Equity provides affordable bank loans and has mobile banking services.
• Equity Bank has over 212 branches all over Kenya.

3. Co-operative Bank of Kenya

Co-op Bank plays a significant role in the financial sector in Kenya, with over 8 million customers. It is known for its central role in the SACCO partnership. Cooperative Bank reached total assets of 671.1 billion by 2023.

What Sets It Apart?

• Has led to the growth of cooperative societies providing easy loans.
• Co-operative Bank has 193 branches in Kenya.

4. Standard Chartered Bank Kenya

The bank provides its services across Africa and internationally, as it has both local and international expertise. In 2024, it had total assets of 391.34 billion.

Why It Stands Out

• Standard Chartered Bank Kenya provides high-end banking services.
• Provide global financial expertise.

5. Absa Bank Kenya

Absa, formerly known as Barclays Bank, offers a wide range of financial services. As of September 2024, its total assets were KES 484.35 billion.

Key Strengths

• Absa has digital banking services, exemplary customer service, and affordable loans.
• Has 39 branches across Kenya.

6. NCBA Bank

NCBA Bank is the leader in digital banking and asset financing. In December 2023, its total assets were KES 734.6 billion.

Why NCBA is a good choice for customers

• NCBA Bank collaborated with  M-Shwari, leading in saving and loans.
• It has 72 branches in Kenya.

7. I&M Bank

I&M Bank is a perfect choice for businesses and corporate clients since it focuses primarily on personalized banking services and investment options. The total assets of I&M Bank total assets were KES 581.3 billion as of December 31, 2022.

What Makes It Unique

• Excellent international banking services.
• Offers best services for corporate and business financing options.
• Has 97 branches in Kenya.

8. Diamond Trust Bank (DTB)

DTB Bank specializes in personal and corporate banking services and has a strong presence in East Africa, specifically in Kenya, Uganda, and Tanzania. As of 2023, its total assets were KES 590.6 billion.

Notable Features

• Perfect for businesses, it offers foreign exchange and provides financial services.
• Has 87 branches in Kenya.

9. Family Bank

Family Bank is known to help small businesses and individuals with financial services, including loans and savings.

Has total assets of Ksh 142.4 billion as of December 31, 2023.

Why It’s Popular

• Provides affordable loans
• Offers good customer support
• Has digital banking services
• Has 90 branches in Kenya.

10. Stanbic Bank

Stanbic is considered one of the best banks in Kenya. It provides good financial services and digital banking services. As of 2024, its total assets were KSh 489.27 billion.

Why is it a popular bank in Kenya

• Good customer services
• Offer personalized loans to customers.
• Fast loan approval.
• Has 29 branches in Kenya

Conclusion

Kenya’s banking sector has grown massively, with every bank providing digital banking services. If you are looking to save money, borrow, or use digital banking solutions, these Top 10 Banks in Kenya with the Biggest Assets 2025.